- Graduation in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government/UGC, as on the last date of registration (26 Nov 2026). Graduation percentage must be entered in the form
- CGPA/OGPA to be converted to percentage per university norms.
- ✓ Official Notification
- ✓ Source Cross-Checked
- ✓ Direct Apply Link Tested
- ✓ Link Safety (HTTPS)
- ✓ Date Logic Verified
- ✓ Auto-Closed Tracking
- ✓ Fake Listing Filter
About This Job
Jammu & Kashmir Bank Ltd. has invited online applications for 21 vacancies under Recruitment of Banking Associates – UT of Ladakh (JKB/HR/Rectt/2026-495, dated 07 Nov 2026 — as cited by news reports (Greater Kashmir, Kashmir Observer, Kashmir Life, 06 Nov 2026); the number did NOT appear on the official detailed-notification PDF pages checked live on 07 Nov 2026, so treat it as reported, not officially verified.). Candidates with Graduation in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government/UGC, as on the last date of registration (26 Nov 2026). Graduation percentage must be entered in the form; CGPA/OGPA to be converted to percentage per university norms. can apply. The pay scale is Starting basic pay Rs. 24,050 per month; scale Rs. 24,050–Rs. 64,480 (24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680-64480), plus other perks applicable to the Banking Associate cadre. and the application fee is Rs. 600 (excluding GST) for SC/ST/SEBC/PwBD/Ex-Servicemen; Rs. 800 (excluding GST) for all others. Online payment 07 Nov 2026 to 26 Nov 2026 (both dates inclusive). Non-refundable; bank transaction charges borne by the candidate.. Interested candidates can apply online before 26 Nov 2026 through the official website.
Jammu & Kashmir Bank invites online applications from domiciles of the Union Territory of Ladakh for 21 Banking Associate (Clerk) posts in the Ladakh Zone. Graduates aged 20–30 years can apply online from 07 to 26 Nov 2026; selection is through a single IBPS online examination, with a 5-year mandatory posting in Ladakh.
Recruitment of Banking Associates – UT of Ladakh - Overview
| Organization | Jammu & Kashmir Bank Ltd. |
|---|---|
| Post Name | Recruitment of Banking Associates – UT of Ladakh |
| Advertisement No. | JKB/HR/Rectt/2026-495, dated 07 Nov 2026 — as cited by news reports (Greater Kashmir, Kashmir Observer, Kashmir Life, 06 Nov 2026); the number did NOT appear on the official detailed-notification PDF pages checked live on 07 Nov 2026, so treat it as reported, not officially verified. |
| Total Vacancies | 21 |
| Qualification |
|
| Age Limit |
|
| Salary / Pay Scale |
|
| Application Fee |
|
| Job Location | Ladakh |
| Application Mode | Online |
| Last Date to Apply | 26 Nov 2026 |
| Official Website | https://jkb.bank.in/ |
Important Dates
| Notification dated (per news reports | 07 Nov 2026 |
|---|---|
| registration window 07– confirmed on the official site | 26 Nov 2026 |
| Online application to 26 Nov 2026 | 07 Nov 2026 |
| Fee payment to 26 Nov 2026 | 07 Nov 2026 |
| Last date for printing application | 11 Dec 2026 |
Vacancy Details
| Recruitment of Banking Associates – UT of Ladakh | 21 |
|---|---|
| Total | 21 |
Eligibility
| Organization | Jammu & Kashmir Bank Ltd. |
|---|---|
| Qualification |
|
| Age Limit |
|
| Application Fee |
|
Salary / Pay Scale
- Starting basic pay Rs. 24,050 per month
- scale Rs. 24,050–Rs. 64,480 (24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680-64480), plus other perks applicable to the Banking Associate cadre.
🏆Selection Process — Step by Step
- (
- Single online examination conducted by IBPS — 100 objective questions, 100 marks, 60 minutes (English Language 30 Q / 30 marks, Quantitative Aptitude 35 Q / 30 marks, Reasoning Ability 35 Q / 40 marks; 20 minutes per section; penalty of one-fourth mark per wrong answer) — followed by (
- Document Verification. Selection on aggregate score per applicable reservation rules; reserve list of up to 50% of vacancies under each category, valid for 1 year from publication of the selection list. Probation 6 months; Rs. 1 lakh bond to serve a minimum of 6 months; joining within 45 days; selected candidates must remain posted in the Ladakh Zone for a minimum of 5 years (no transfer outside the zone before that).
Each stage is qualifying — you must clear one stage to reach the next. Final merit is prepared as per the rules in the official notification.
How to Apply
- (
- Visit https://jkb.bank.in/ and open the Careers tab; (
- Choose the Ladakh Banking Associate notification; (
- Register online with personal, mobile and email details; (
- Fill educational, domicile and category details; (
- Upload photograph, signature, left thumb impression, handwritten declaration and certificates; (
- Preview and verify; (
- Pay the fee online; (
- Submit and save the confirmation. Registration is complete only after successful fee payment.
Important Links
| Apply Online (Official) |
| Official Notification |
| Official Website |
📝Exam Pattern & Syllabus
Exact marks distribution, number of questions, negative marking and detailed syllabus are given in the official notification PDF — download it from Important Links above.
📄Documents Required
- Recent passport-size photograph — as per the size and format specified in the notification
- Scanned signature — clear signature on white paper, scanned as specified
- Educational certificates & mark sheets (Graduation in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government/UGC, as on the last date of registration (26 Nov 2026). Graduation percentage must be entered in the form; CGPA/OGPA to be converted to percentage per university norms.) — proof of your qualification
- Valid photo ID proof — Aadhaar Card / Voter ID / PAN Card / Driving Licence
- Caste certificate (SC/ST/OBC/EWS) — only if you are claiming age or fee relaxation
- Domicile / residence certificate — if the notification requires it
- Experience certificate — only if the post requires prior experience
- Disability certificate (PwD) — only if applicable
Keep scanned copies ready in the prescribed size and format before starting the online application. Mismatched or missing documents lead to rejection.
❓Frequently Asked Questions (FAQ)
Who can apply for Recruitment of Banking Associates – UT of Ladakh?
Candidates fulfilling the eligibility criteria — qualification: Graduation in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government/UGC, as on the last date of registration (26 Nov 2026). Graduation percentage must be entered in the form; CGPA/OGPA to be converted to percentage per university norms.; age limit: 20–30 years as on 01 Jan 2026 (born not earlier than 01 Jan 1996 and not later than 01 Jan 2006, both dates inclusive). Relaxations: SC 5 years, ST 5 years, Socially and Educationally Backward Classes (residents of areas adjoining the Actual Line of Control) 5 years, EWS nil, Persons with Benchmark Disabilities 10 years, Ex-Servicemen per UT rules (maximum age cap 48 years after relaxation). Candidates who successfully completed apprenticeship training with J&K Bank get 1 additional year of age relaxation plus additional marks equal to 2.5% of the maximum online-exam marks. Domicile of UT of Ladakh mandatory (valid domicile certificate from competent authority).. Check the Eligibility table above and the official notification for category-wise relaxation.
What is the age relaxation rule?
Age relaxation for SC/ST/OBC/EWS/PwD and other reserved categories applies as per government rules. Refer to the official notification for exact relaxation details.
Is there any application fee? Who is exempted?
Application fee: Rs. 600 (excluding GST) for SC/ST/SEBC/PwBD/Ex-Servicemen; Rs. 800 (excluding GST) for all others. Online payment 07 Nov 2026 to 26 Nov 2026 (both dates inclusive). Non-refundable; bank transaction charges borne by the candidate.. Women, SC/ST and PwD candidates are usually exempted or pay a reduced fee — confirm from the official notification.
What is the last date to apply?
The last date to submit the application is 26 Nov 2026. Apply well before the deadline to avoid last-minute server issues.
How can I check my application / admit card / result status?
All updates are published on the official website of Jammu & Kashmir Bank Ltd.. Use the Important Links section above — never trust third-party agents or unofficial websites.
🏆How to Check Result
- Visit the official website: https://jkb.bank.in/ (link in Important Links above).
- Look for the Results / Career section on the homepage.
- Find the result link for Recruitment of Banking Associates – UT of Ladakh.
- Enter your roll number / registration number and date of birth.
- Download and save the scorecard / merit list PDF for future reference.
Jammu & Kashmir Bank Ltd. publishes results only on its official website. Beware of fake result websites asking for money.
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